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A soft credit pull (also called a soft inquiry) is a type of credit check that does not affect your credit score. Only you can see soft inquiries on your credit report. Lenders, employers, and other third parties cannot see them.

Yes, completely free. There is no cost to you and no obligation. We use this tool to help match you with appropriate lending products based on your current profile.

The entire process takes about 3 minutes. You will fill out a short form, consent to the soft inquiry, and receive your pre-qualification results almost instantly.

You will see which lending products you may qualify for, along with estimated rate ranges. If you would like to move forward, you can book a free consultation with a licensed mortgage professional who will walk you through your options.

A hard credit pull only happens if you decide to formally apply for a mortgage or lending product. This would be a separate step that requires your explicit consent. The pre-qualification process here uses only a soft pull.

No. A soft credit inquiry does not require your Social Insurance Number. We only need basic personal information and your address to verify your identity.