Check What You Qualify For
See which Canadian lending products match your profile — without affecting your credit score.
Personal Information
We need some basic information to check your pre-qualification.
Frequently Asked Questions
What is a soft credit pull?
A soft credit pull (also called a soft inquiry) is a type of credit check that does not affect your credit score. Only you can see soft inquiries on your credit report. Lenders, employers, and other third parties cannot see them.
Is this really free?
Yes, completely free. There is no cost to you and no obligation. We use this tool to help match you with appropriate lending products based on your current profile.
How long does it take?
The entire process takes about 3 minutes. You will fill out a short form, consent to the soft inquiry, and receive your pre-qualification results almost instantly.
What happens after I get my results?
You will see which lending products you may qualify for, along with estimated rate ranges. If you would like to move forward, you can book a free consultation with a licensed mortgage professional who will walk you through your options.
When does a hard credit pull happen?
A hard credit pull only happens if you decide to formally apply for a mortgage or lending product. This would be a separate step that requires your explicit consent. The pre-qualification process here uses only a soft pull.
Do I need my SIN number?
No. A soft credit inquiry does not require your Social Insurance Number. We only need basic personal information and your address to verify your identity.
All mortgage and lending services are provided under Blue Pearl Mortgage Group Inc. This pre-qualification tool uses a soft credit inquiry for informational purposes only and does not constitute a loan approval or commitment. Rates and terms are subject to a full application and lender underwriting criteria.